You can easily apply online or by phone. The application process takes less than 5 minutes to complete. Our process is simple and fast. As soon as you send us your loan application and required documents, we get back to you within one hour maximum
How it works
3 easy steps
Step 1 Request and send documents
Step 2 Reception and Approval
Step 3 Direct deposit of your loan money
DETAILS ON LOAN REQUESTS
In order to be eligible, you must meet the following conditions :
- 18 years old or more;
- Be a Canadian citizen;
- Employed for at least 3 months;
- Paid by direct deposit in a Canadian banking institution;
- Not planning to declare bankcruptcy;
- Make more than $1200 per month.
Once you have completed your online application or on the phone with our team, a loan contract will be issued and sent to you by fax or email. You will have to return the 3 page contract fully signed and all other mandatory documents for your loan approval by fax or email.
The required documents are:
- A pre-authorized debit form or a void cheque from your banking account;
- A copy of your last pay stub;
- A valid identification card (signed with a photo ie. health card, driver’s licence, passport, etc.);
- A copy of your bank statement (last 30 days);
- A proof of residence (lease, utility bill, etc.).
To pack back your loan, you will have to issue either weekly, bi-weekly, or monthly payments according to your work pay schedule over a minimum period of 90 days.